> For the complete documentation index, see [llms.txt](https://r2money.gitbook.io/r2/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://r2money.gitbook.io/r2/r2-documentation/overview-of-r2.md).

# Overview of R2

### **What is R2**

R2 is a protocol-layer product for on-chain wealth management.

Rather than offering isolated yield opportunities, R2 organizes capital into vaults, each representing a distinct allocation strategy with explicit rules around liquidity, duration, and asset exposure.

Users interact with vaults instead of directly managing underlying assets or strategies.

### **Who R2 Is For**

#### Individual Users

Seeking predictable yield on stablecoin holdings without engaging in active trading or complex DeFi strategies.

#### SMEs & Corporate Treasuries

Managing idle stablecoin liquidity with a need for operational simplicity and clearly defined redemption expectations.

#### Family Offices & High-Net-Worth Individuals

Allocating capital to on-chain products with explicit risk profiles and longer-term investment horizons.

#### Partners

Wallets, exchanges, and platforms integrating yield products or distributing on-chain asset exposure.

### What R2 Is Not

* R2 is not a trading platform
* R2 is not a speculative yield protocol
* R2 does not guarantee returns

R2 focuses on structured allocation, not short-term performance.<br>