💲Vaults
R2 offers two main vaults, tailored to different user needs: (More vaults with partner funds will be introduced in later stages.)
sR2USD (Savings Vault)
Backed by tokenized U.S. Treasuries.
Target Net APY: 4+%.
Designed for users who prefer stability and liquidity.
<sR2USD Product Disclosure Memorandum>
Underlying Assets:
BlackRock – Integration via BUIDL, BlackRock’s tokenized money market fund, providing exposure to regulated U.S. Treasuries and short-term securities. (~$12B+ AUM in BUIDL, BlackRock manages ~$10T+ overall assets globally, the largest asset manager worldwide)
VanEck – Strategic collaboration on tokenized U.S. Treasury products, leveraging VanEck’s regulated ETF expertise to expand R2’s institutional-grade offerings. (VanEck manages ~$80B+ AUM, one of the first global asset managers to embrace digital assets and tokenization)
Centrifuge – Partnership enabling access to tokenized real-world assets (RWAs), including trade finance, invoices, and other private credit exposures. (~$250M+ AUM in tokenized assets, pioneer in on-chain RWA infrastructure with multi-year track record)
sR2USD+ (Prime Vault)
Backed by curated private credit portfolios.
Target Net APY: ~9-10%
<sR2USD+ Product Disclosure Memorandum>
Underlying Assets:
Fasanara Capital Ltd. – Strategic partnership providing access to customized private credit strategies. (~$4B AUM, leading European asset manager in fintech lending & alternative credit)
Mercado Bitcoin – Strategic partnership for integration of tokenized fixed-income products, expanding R2’s presence in the Latin American market. (Part of 2TM Group, Brazil’s largest digital asset platform, serving millions of users with multi-billion USD transaction volume)
Apollo – Integration of institutional private credit products via Acred, broadening yield diversification. (Apollo Global Management manages ~$650B+ AUM across credit, private equity, and real assets; Acred focuses on structured credit notes)
Comparsion
Underlying Assets
100% tokenized U.S. Treasuries (VanEck, Centrifuge, BlackRock）
Diversified private credit via partners (Apollo, Mercado Bitcoin, Fasanara)
Target Yield
~4% APY
~9–10% APY
Liquidity
Fast-track or Queue (Wait until new liquidity or asset maturity)
Fast-track or Queue (Wait until new liquidity or asset maturity)
Minimum Deposit
$100
$100
Payout Cycle
Every 90 days
Every 90 days
Best For
Users seeking stability and predictable yield
Users seeking higher returns, comfortable with more risk
Last updated