R2USD - Stablecoin Yield Generation

💡 What is R2USD?

R2USD is the flagship yield-bearing stablecoin of the R2 Protocol, designed to seamlessly bridge traditional finance (TradFi) and decentralized finance (DeFi). It provides secure, permissionless access to yield from institutional-grade and real-world assets, enabling both retail and institutional users to benefit from stable, passive income on-chain.

🔑 Key Features of R2USD

🔒 Backed by Real-World & Institutional-Grade Assets

R2USD is fully collateralized by a diversified portfolio of tokenized real-world, yield-generating assets, including:

• Tokenized U.S. Treasuries — we are a direct LP of Ondo Finance, allowing us to access on-chain T-bill yields with high liquidity and transparency.

• Compliant third-party MMF strategies:

  • Including delta-neutral and market-neutral hedge fund strategies provided via partners like Securitize and BUIDL, representing the most stable and institutionally structured part of our asset base.

• Bitcoin mining yield — stable cash flow from BTC mining farms, integrated through trusted operators.

• Rental income from tokenized real estate holdings — select properties generate passive, fiat-based income to strengthen the reserve pool.

📌 R2USD’s yield model is built on a comprehensive TradFi institutional-grade strategy framework, optimized for stable, uncorrelated, and verifiable returns.

This diversified approach ensures not only stability and liquidity, but also a sustainable yield structure with minimized volatility.

📈 Yield-Bearing by Design

Users can stake R2USD to receive sR2USD, which auto-accrues yield from the underlying assets. Yields are distributed via the protocol’s native token $R2, aligning rewards with user participation and protocol growth.

🌐 Permissionless & Accessible

R2USD is fully transferable and composable within the DeFi ecosystem. Both retail and institutional users can access R2USD without barriers, facilitating DeFi-native integrations and TradFi-aligned risk profiles.

🧾 Transparent Reserves

All underlying assets and positions are transparently monitored and published, with on-chain proofs and/or real-time attestation. Every R2USD is backed 1:1 by verified assets, providing unmatched clarity and user trust.

🛡 Deconcentrated Collateral Base

Instead of relying on a single asset class, R2USD is backed by a mix of tokenized real-world assets yield. This diversification helps mitigate systemic risk and ensures long-term solvency.

🧘 Stability & Risk-Managed Design

R2USD is bankruptcy-remote and resistant to traditional bank-style risks. Its design leverages smart contract safeguards, collateral buffers, and layered redemption logic to provide a stable experience even during market stress.